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Brief update - Red Flag Rules Delayed Again - August 1st

Just as the Red Flag Rules were about to go into effect, The Federal Trade Commission announced another delay, stating that the agency would delay enforcement until August 1, 2009.

As noted by the FTC, however, "announcement does not affect other federal agencies’ enforcement of the original November 1, 2008 compliance deadline for institutions subject to their oversight."

The FTC explained its action as follows:

“Given the ongoing debate about whether Congress wrote this provision too broadly, delaying enforcement of the Red Flags Rule will allow industries and associations to share guidance with their members, provide low-risk entities an opportunity to use the template in developing their programs, and give Congress time to consider the issue further,” FTC Chairman Jon Leibowitz said.

Time will tell.

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